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"Horn of Africa Insurance Company ("HoAIC") is a licensed insurer registered in Hargeisa,Somaliland. The business was launched in Hargeisa on June 1, 2018 where HoAIC is now the first locally registered commercial insurance company to operate in Somaliland. Horn of Africa Insurance offers Auto/Motor, Property, Medical and Marine Cargo coverage. Horn of Africa Insurance Company is backed by some of Africa's largest Re-insurers

Takaful family has since expanded to the horn of Africa, with offices opening in Hargeisa, Garowe, Kismayo and Mogadishu. Takaful is a pioneering dynamic insurance company introducing a new and exciting ethical perspective to the Insurance market in the horn of Africa region. The rationale behind Takaful lies in the need to provide risk management and financial security services that are founded on ethical principles and values.