The majority of employers in the United States are small businesses and startups. With national student loan debt surpassing $1.3 trillion, small business growth has slowed considerably. Entrepreneurs with great ideas are putting off launching a business — or dismissing the idea altogether — to get a job and get a handle on their debt. This issue has a significant negative effect on the economy. However, there are options available for would-be entrepreneurs to launch their business while managing their loans.