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A one has strategic thinking skill and a strong lead character. Known as a "thought-leader" for innovation, unique ideas, and out-of-the-box thinker, I “live and breathe” re-engineering process and digital innovations for business workflows in general and as a specialist in the banking risk management framework. Solid experience in Credit Risk. Exposure in other Banking areas such as a Head of Remedial Banking, Head of Credit, Risk Management, Retail Banking, and Corporate Banking.