Development of Digital Payments in The Ganbia is a very important topic that looks into how can we leverage on technology to help ease gambias development of a digital payment. We are asking this question to know whats stoping us from going digitsl and having a payment platform that allows people/business to generate easy payments. Financial Inclusion what does it mean ti gambian businesses and the people at large.
QMoney Financial Services
Business Development Officer
United Nation Capital Development Fund - UNCDF
Currently serving as Group Head at QMoney Financial Services, Sirra Ndow has been responsible for leading and managing the successful development and implementation of QMoney’s innovative mobile money services in the Gambia since 2015. She is a mobile money and digital payments expert with over 25 years of combined work experience in the areas of IT, banking, finance, education and entrepreneurship in the Gambia and USA.
Sirra is a versatile professional, is culturally fluent and has demonstrated leadership in multiple disciplines with exceptional conceptual and people skills motivated by a natural flair for excellence.
She holds a Master’s degree in Information Management focusing on Business Information Technology along with various diplomas and certificates in management, banking, finance, entrepreneurship etc.
Sirra is passionate about social justice and is involved in advocacy work in the areas of sexual violence, enforced disappearance and other social issues in The Gambia. She enjoys running, reading and spending quality time with family and friends.
Bernard is a pioneer staff of GamSwitch Company Limited. GamSwitch is a company established by the Central Bank of The Gambia and a few private investors to be a vehicle for rapid development of the retail electronic payment industry in the country.
GamSwitch is currently the only Electronic Payment Switch in The Gambia that operates on a National scale.
Bernard is currently the Business Development Officer/ Client Engagement at GamSwitch. He is actively involved in the day to day running of the company by providing analysis for evaluating new business opportunities such as pricing strategies, market survey and deployment of new value-added services.
Edwin is a Financial Inclusion Specialist with the Jobs, Skills and Finance UNCDF programme based in the Gambia, where he is managing the Financial Inclusion component. Prior to this assignment he worked with the UNCDF in the Pacific Financial Inclusion Programme (PFIP) where he was in charge of the coordination and management of financial inclusion projects, with partners such as the Vanuatu Reserve Bank, commercial banks, telecommunication operators, and relevant ministries.
Before joining PFIP in the South Pacific, he worked with Technoserve and USAID in Uganda, and the World Food Programe in Benin and Togo on programmes and policies linked to school feeding programmes, agri-value chains and access to finance. Edwin started his career in the private sector in the capital market industry where I was responsible for the operational management of stock markets.
Edwin is originally from Ivory Coast and he has a BA in economics, a Master degree in Finance with a specialization in capital markets from the Paris Graduate School of Management, an Advanced Master in Strategy and Management from Essec Business School, and a dual Master in International and Public Affairs from Sciences Po Paris and the Columbia School of International and Public Affairs in New York