Hannah is an Associate in the Financial Services Department of Hassans, with experience in all legal matters relating to the FinTech arena.

She is specialising in financial services legal and regulatory matters relating to Distributed Ledger Technology (DLT) Providers, E-Money Institutions and Payment Service Providers, and their respective licensing regimes.

Hannah advises on cryptocurrency and blockchain related matters and is involved in advising clients undertaking token sales from Gibraltar.

Hannah also advises on the Markets in Financial Instruments Directive (MIFID II) and on cross-border regulatory implications and she is developing experience and expertise in banking regulatory matters.

She graduated with a First-Class Honours in International Law LLB from Nottingham Law School before completing the Bar Professional Training Course at the University of the West of England. Hannah was called to the Bar of England and Wales by the Honourable Society of Lincoln’s Inn in 2019 and was admitted and enrolled as a Barrister of the Supreme Court of Gibraltar in 2021.

Other Qualifications

· Professional Certificate of Competence in Gibraltar Law, University of Gibraltar (2020)

· Professional Skills Course, University of Gibraltar (2020)

· Accredited Civil and Commercial Mediator, ADR-ODR International (2019)

Tereza Patience is an executive level legal professional with both broad and specialist experience in areas of commercial, regulatory and European / international law. She has worked in private practice, in-house and as a consultant for a diverse range of corporate clients both within Europe and further afield.

Coming to Gibraltar in 2018, Tereza has co-founded two local businesses: Dolya Consulting, a consultancy focused on clients in regulated markets, and idclear, a highly innovative market infrastructure for financial crime risk management and customer due diligence. She is especially passionate about innovative, problem solving projects that drive efficiencies, inclusion and sustainability.

A student of finance with a Bachelor”s Degree in Finance and an MBA in Banking and Finance. Sam is also a Chartered Banker in the UK. Sam is an entrepreneur and an investor living in Gibraltar. He has worked for multiple fintech startups and is passionate about venture creation and blockchain.

Sam has experience managing portfolios of a range of asset classes including Equities, Fixed Income, Structured Products, Commodities, FX and Digital Assets. In 2012, Sam joined the Investment Challenge Team at Tennessee Valley Authority (TVA) as an Equity Analyst, where his team outperformed the S&P 500 in 2013 with a return of 44.15%.

In 2013, he also completed his CFA (Chartered Financial Analyst) investment research course where he was awarded a CFA certificate for outstanding investment research. This CFA initiative promotes best practices in equity research through hands-on mentoring and intensive training in company analysis and presentation skills.

From August 2014 to May 2016, Sam joined Plurimi Wealth in Gibraltar as an Equity Analyst and direct support for the head of portfolio management. Plurimi’s offerings included advisory, discretionary and execution only Mandates.

In September 2017, Sam completed his MBA in Banking and Finance from Bangor University, where his research on new venture creation and crowdfunding has been officially published by Bangor and available to read in Bangor University Library.