Niki is the founder and chairman of Kartuku, the leading independent payment infrastructure platform for Indonesia. Nikistarted his career at Kartuku at the age of 22, tasked to turnaround a failing debit card network. Despite the company's success in acquiring millions of consumers into the debit card network, it became evident that the underperforming acceptance infrastructure compromised the user experience and consumer adoption. Niki set out to build the mission critical infrastructure that was desperately needed to deliver electronic payments for the modern retail market. Niki believed in driving acceptance to a wider merchant base through shared infrastructure. 10 years later, Niki has managed to build the leading independent payment acceptance platform in Indonesia. Kartuku is now focused on further driving value by creating integrated omni-channel offerings and merchant prepaid platforms.

Outside of Kartuku, Niki focuses his time on helping build the Indonesian entrepreneurial ecosystem with his engagement at Endeavor. Niki was selected as Indonesia's first Endeavor High Impact Entrepreneur in 2012, and was recently awarded Endeavor's Entrepreneur of the Year in 2015.

Continuing his passion for fintech, Niki is determined to drive financial inclusion through developing a collaborative Fintech ecosystem in Indonesia. Kartuku joined forces with other leading Indonesian Fintech companies to be the founding members of the Indonesian FinTech Association. He currently serves as Chairman of the Indonesian FinTech Association.