James Patterson is the co-founder and head of Capital One Labs, the experimental product and technology arm of Capital One with locations in Washington, DC, New York City and San Francisco.  

He leads a world-class team of designers, product managers, developers and data scientists focused on reimaging and dramatically improving how more than 60 million people spend, borrow, save, and invest.

Under his leadership, the Labs have grown in scope, depth and impact to the rest of the organization, including incubating API's, a full spectrum of data initiatives and capabilities.

The Labs has been a catalyst for innovation across Capital One. James was responsible for hiring top leaders in Design Thinking and Data Science into the Labs which has led to a wave of transformation in thinking and practice across the company.

He was on the Washingtonian top 100 'tech titans' in 2013 and 2015.

James holds undergraduate and master degrees in civil/environmental engineering, both from Stanford University.